Sports & Activities

We are able to cover certain sports and activities as standard, however some may require policyholder to pay an additional premium for cover to apply and for this to be shown on your Policy Certificate. Should you wish to participate in a sport or activity not listed below, then please contact Allsafe before taking part.

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Allsafe Travel Insurance: Activity Cover Included

This policy automatically covers you to undertake the activities listed below on a recreational and amateur basis.

Your policy covers you under Sections A - I (or A - N for Allsafe Standard Plus, Premier, and Premier Plus) during your trip for the sports and activities listed in Activity Pack 1. This is included at no additional premium, and is provided you are only participating on an amateur and/or recreational basis. 

Any involvement in sports and activities is subject to your compliance with local laws and regulations and the use of recommended safety equipment (such as safety helmet, harness, goggles, knee and/or elbow pads, life jackets).

Please note:
Section F - Personal Liability is excluded for activities marked with +.
Section I - Travel Accident is excluded if you are operating motorcycles with 125cc or larger engine capacity *.

In any event no cover will be provided under any section of the policy if you are:

  1. participating in, or training for any professional or semi-professional sporting competition or event.
  2. participating in, or training for any amateur sporting competition while on your trip. This does not include participating in informal recreational sporting competitions and tournaments organised by hotels, resorts or cruise lines to entertain their guests.
  3. participating in, or training for any sport or activity with a company that (where required) is not regulated or licensed or where the sport or activity is otherwise prohibited by law.
  4. participating in, or training for any sport or activity not listed.

Activity Pack 1 - Included
If the sport or activity you wish to participate in is not listed, or you wish to add Section J - Optional Sports (or O for Allsafe Standard Plus, Premier, and Premier Plus) to your policy, please contact us. We can let you know your options and whether your cover can be provided.

  • Aerobics
  • Angling
  • Animal Sanctuary/Refuge Work (excluding big cat)
  • Archery+
  • Athletics (track &field)
  • Badminton
  • Ballooning - Hot Air (as passenger only)
  • Banana Boating
  • Baseball
  • Basket Ride
  • Basketball
  • Beach Games
  • Billiards
  • Bird Watching
  • BMX (excluding freestyle, stunts, obstacles &racing)
  • Board Sailing
  • Body Boarding
  • Bowling
  • Bowls
  • Bungee Jumping (maximum of 2 jumps)
  • Camel/Elephant Riding
  • Camping
  • Canoeing/Kayaking/Rafting/Tubing (not white water) river only
  • Catamaran Sailing (In-shore)+
  • Clay Pigeon Shooting+
  • Cricket+
  • Croquet
  • Curling
  • Cycling including e-cycles (excluding touring, BMX & mountain biking)
  • Dancing
  • Darts
  • Diving (indoor up to 5 metres)
  • Elephant/Camel Riding
  • Fell Walking
  • Fencing
  • Flag Football
  • Flying a kite
  • Football
  • Fresh Water/Sea Fishing (not Deep Sea Fishing)
  • Frisbee (not Ultimate Frisbee)
  • Glass Bottom Boats
  • Golf
  • Gymnastics (including cheerleading)
  • Handball
  • Helicopter (sightseeing as a passenger)
  • Highland games
  • Hiking/Trekking/Walking up to 3,000m excluding the use of ropes or guides
  • Horse Riding (no hunting, jumping or polo)
  • Ice Skating (ice rink only)
  • Indoor Climbing (on climbing wall)
  • Jet Boating/Power Boating (as a passenger, no racing)+
  • Jet Skiing+
  • Jogging
  • Keepfit
  • Korfball
  • Low Ropes
  • Marathons (Maximum of 2 and not extreme marathons)
  • Model Flying+
  • Model Sports+
  • Motorcycling (EU ONLY - on road and provided you hold an appropriate UK licence for the capacity of the motorcycle you are riding)+*
  • Mountain Biking (not downhill or freeriding)
  • Netball
  • Orienteering
  • Outward-Bound Pursuits (ground level only)
  • Paddle Boarding
  • Paintballing (including Airsoft)+
  • Parascending/Parasailing (over water) towed by boat
  • Petanque
  • Pigeon Racing
  • Pony Trekking
  • Pool
  • Quoits
  • Rackets
  • Racquet Ball
  • Rambling (up to 3,000m)
  • Rifle Range+
  • Ringos
  • River Walking
  • Roller Blading / Roller Skating
  • Rounders
  • Rowing (not ocean rowing)
  • Running Sprint/Long Distance (up to and including Marathon distance)
  • Safari (animal) but not an aerial safari
  • Sail Boarding
  • Sailing including dinghy’s (in-shore)+
  • Scuba Diving to 30m if qualified and not diving alone, or down to 18 metres if not qualified and must be accompanied by a qualified instructor
  • Sea Kayaking as a beach activity (within sight of the shore)
  • Segway
  • Shooting+ (target range-not hunting)
  • Snooker
  • Snorkelling
  • Softball
  • Squash
  • Stoolball
  • Surfing
  • Swimming (not open water)
  • Swimming with Dolphins
  • Sydney Harbour Bridge
  • Table Tennis
  • Ten Pin Bowling
  • Tennis
  • Trampolining
  • Tree Top Canopy Walking
  • Tug of War
  • Volleyball
  • Wake Boarding
  • Water Polo
  • Water Skiing (no jumping)
  • Whale Watching
  • Windsurfing

  • Working (excluding manual labour but including bar & restaurant work, office & clerical work, music performance & singing, and fruit picking (not involving the use of machinery))

  • Yachting (in-shore)+
  • Yoga
  • Zip Lining
  • Zorbing (including Hydro Zorbing)

In the case of some sports and activities, your excess under Section B1 - Medical and other expenses outside of the United Kingdom, will be increased to £250 and there will be no cover under Section G - Personal Accident, or Section H - Personal Liability whilst taking part in the activity.

For for details of cover or to check the table of benefits please click here to view full policy documents.

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